Barry Heinen's Lending Officer Site
Barry Heinen

My best day is when I’ve helped you open the door to a new home!

Barry Heinen

Mortgage Loan Officer
NMLS #682861

Meet Barry Heinen

My customers can count on me. I’ll always be there for them. I truly enjoy helping new and existing customers, especially watching first-time home buyers’ faces when they receive the keys for the first time. When I’m not in the office or at one of my kids’ sporting events, you can find me on my motorcycle or in the boat with family and friends.

Our process is smooth and simple from start to finish:

  1. Talk with me. I will work with you to help you determine your financing options and answer all your questions.
  2. Apply Online. Complete your mortgage application at your convenience through our online application.
  3. Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
  4. Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!

Let Bell State Bank & Trust keep an eye on interest rates so that you don't have to! Sign up for Rate Watch and we'll email you when rates reach your goal or if you prefer, we'll email current rate information on a regular basis.

Home Construction Loans

You talked about it, dreamed about it, and now you’re ready to build your new home. Let us make the process a smooth one, from your construction loan to permanent home financing. Build on our experience to help bring your dream home to life. Our home construction lenders offer you: 

  • Experience – We know the neighborhoods, local contractors and subcontractors, construction processes, costs and loan options.
  • Flexibility – We can work with contractors, or directly with you as the general contractor.
  • Credibility – We work with reputable, licensed builders.
  • Economy – We offer competitive rates on loan options that fit you, with local underwriting and processing.
  • Simplicity – We team up to create a smooth transition from your construction loan to permanent home financing.

 If you are interested in talking about a home construction loan, just give me a call.

Meet Barry Heinen

My customers can count on me. I’ll always be there for them. I truly enjoy helping new and existing customers, especially watching first-time home buyers’ faces when they receive the keys for the first time. When I’m not in the office or at one of my kids’ sporting events, you can find me on my motorcycle or in the boat with family and friends.

Our process is smooth and simple from start to finish:

  1. Talk with me. I will work with you to help you determine your financing options and answer all your questions.
  2. Apply Online. Complete your mortgage application at your convenience through our online application.
  3. Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
  4. Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!

Let Bell State Bank & Trust keep an eye on interest rates so that you don't have to! Sign up for Rate Watch and we'll email you when rates reach your goal or if you prefer, we'll email current rate information on a regular basis.

Home Construction Loans

You talked about it, dreamed about it, and now you’re ready to build your new home. Let us make the process a smooth one, from your construction loan to permanent home financing. Build on our experience to help bring your dream home to life. Our home construction lenders offer you: 

  • Experience – We know the neighborhoods, local contractors and subcontractors, construction processes, costs and loan options.
  • Flexibility – We can work with contractors, or directly with you as the general contractor.
  • Credibility – We work with reputable, licensed builders.
  • Economy – We offer competitive rates on loan options that fit you, with local underwriting and processing.
  • Simplicity – We team up to create a smooth transition from your construction loan to permanent home financing.

 If you are interested in talking about a home construction loan, just give me a call.